Refinance Home Loan Options

Refinance loans exist because your home is more than a place to live. It's a powerful money management tool you can use to finance a personal dream or weather a financial storm. Sometimes you can use a refinance loan to do both.

To find your best options to refinance your home loan, explore:

Loan Products
Personal Options

Or, have our Home Loan Advisor give you suggestions for the best option for refinancing your loan.

Refinance Loan Products:

Refinance loans feature many different options because homeowners have so many different needs and circumstances. At Countrywide Bank’s Full Spectrum Lending Division, we tailor our Fixed, Adjustable and Combination rate refinance loans to fit your needs, and offer:

A choice of 15-year and 30-year terms for most products.
Loan amounts up to $500,000 and, on a case-by-case basis, even more.
Loans to suit nearly every borrower's income or credit situation.

Refinance Adjustable Rate Mortgage Loans: Many people choose adjustable rate mortgages when they refinance to get more cash out and lower initial monthly payments. There are other great reasons, too.
Refinance Combination Rate Mortgage Loans: These refinance loans start with 2 or 3 years of fixed payments and then convert to an adjustable rate. See why they are a good choice if you're planning to live in your home for just a short time, want to qualify for a larger loan, or want to save money on upfront costs.
Refinance Fixed Rate Mortgage Loans: Want the same monthly principal and interest payment for the life of your loan? Learn what makes these refinance loans ideal if you're planning to stay in your home for more than 5 years.

Personal Options For Refinance:

We tailor our refinance loan products to fit your needs.

Cash-Out Refinancing: With our refinance loans, you decide how to spend the money you borrow. Unlike traditional loans, Countrywide's cash-out refinance home loans allow you to get cash from your home for ANY PURPOSE — medical bills, home improvements or even a dream vacation. It's up to you.
Debt Consolidation Refinance: Simplify your life with fewer monthly bills, lower total monthly payments and, sometimes, even cash in hand. A debt consolidation refinance loan allows you to move debt from higher-interest rate credit card and car loans to a lower-rate home loan. Your interest payments might even be tax deductible. (Ask your tax advisor.)
Credit Improvement Refinance: With these home loans you can refinance your home and start rebuilding your credit today.
Refinance to Fund Investment Property: Are you a real estate investor? Find out how we can help you finance more properties.
Refinance to Invest in Vacation Homes: Want to make an investment you can enjoy for years? See how we can make it simple.

Find out how Countrywide Bank's Full Spectrum Lending Division can help you refinance your home loan!