Refinance Your Home Loan The Easy Way!

Refinancing a home loan isn’t always motivated by a desire to lower your home loan interest rate and payment—although that’s a popular reason to refinance. Another reason is to access cash! You may have access to cash in your home in the form of available home equity right now and not even know it. This is money that could be used to consolidate debts, lower your overall monthly payments or even pay for unexpected expenses or home improvements.*

Refinance Topics:

Why Refinance?

A refinance loan could allow you to lower your interest rate, adjust the length of your mortgage, consolidate your debts and more. Read more to learn about the benefits of refinancing.

Refinance Loan Products and Options

Learn about the various refinance loan choices, including fixed and adjustable rate refinance loans.

Easy Online Refinance Loan Pre-Qualification

Find out if you may qualify for a home refinance loan by filling out our quick and easy, no obligation, pre-qualification form.

Countrywide’s Full Spectrum Loan Advantages

Discover the top reasons you should choose us to refinance your home loan.

Today’s Refinance Loan Rates

Get quotes on our most popular loans across a full range of credit profiles.

FAQs About Refinancing

Find answers to all your refinancing questions in our handy FAQ.

How does refinancing work?

By refinancing, you replace your existing loan with a new loan and may potentially even lower your interest rate and monthly payment.* You can also tap into your home’s available equity, which is the difference between the current value of your home and the amount you owe on your mortgage. This is one of the more affordable ways to borrow additional funds because refinance home loans often feature lower interest rates compared with other types of consumer loan programs. And, in general, refinance loans can offer substantial tax advantages (consult your tax advisor for more details).

Even if you haven't had great credit in the past, there is no reason why you shouldn’t enjoy the freedom and financial benefits that come with refinancing your home loan. Countrywide Bank’s Full Spectrum Lending Division is committed to serving people who may have experienced financial difficulties in their past.

Want to learn more about refinancing options available for you?

Simply dial 1-800-909-8217 and let one of our experienced Loan Consultants show how we may be able to help you. The process is quick, easy and free. There's no obligation! At Countrywide, we won’t recommend a refinance home loan unless we know we can help you meet your needs and realize your dreams.