Vacation Home Loans

Are you looking for an investment you can enjoy? At Countrywide Bank's Full Spectrum Lending Division, we can help you to finance vacation and second homes by providing you with affordable home loan options.

Countrywide’s Full Spectrum Lending Division offers Fixed, Combination and Adjustable Rate Mortgage loans to help you finance your second or vacation home. We can help you find the loan option that meets your financing needs, and guide you through the process.

Which Loan Option is Right For Me?

Because we are able to provide so many different home loans and optional features, we are able to tailor each loan to the individual needs of our clients. From traditional second mortgages to refinancing, we can help you find the right loan to fit your budget.

Second mortgages are home loans secured by your primary residence, and are a popular source of funds to purchase a second home. We can help you find the right second mortgage option for you, including home equity loans. Tapping into your home's equity might be an excellent way for you to finance the purchase of a vacation home.

You might also consider refinancing your primary home to pay for a vacation home. Countrywide's Full Spectrum Lending Division offers a wide range of refinancing solutions, including cash-out refinancing, that can allow you to access your home equity.

Based on our years of experience and comprehensive menu of home loan programs, we can help you choose between fixed, combination and adjustable rate loans, based on what type of loan best fits your needs and financial goals. By knowing what your goals are, you can decide which loan will be the best for your situation:

• If you would like to pay lower initial monthly loan payments, and free up more available cash in the near term, then our Adjustable Rate Mortgage may be the best option for you.

• Want to potentially qualify for a bigger loan for your vacation or second home? Consider our Combination Rate Loan. This loan option also helps you to save on loan origination costs, which means that you'll have more cash to spend on the little extras you want for your new home!

• For the fixed income home buyer, a Fixed Rate Mortgage may be the ideal vacation or second home loan option. Your monthly payments and interest will remain fixed for the life of your loan, taking the guesswork out of managing your finances.

At Full Spectrum Lending, we want you to enjoy double the pleasure of home ownership! Vacation homes can be great investments, and something you and your family can enjoy for years to come. With our wide range of home loans, we can make your dream of owning a second property a reality.