Investment Property Home Loans
Knowledgeable real estate investors know to turn to Countrywide Bank's Full Spectrum Lending Division to get the home loans they need to purchase more properties. For many people, real estate investing can be a practical and sensible way to invest for the future. Thanks to our real estate know-how and flexible loan process, we're often able to help you get the financing you need to purchase that property you have your eye on—even when other lenders can't.
Some of the benefits of our investment property home loans include:
The ability to finance more properties
Our flexible loan approval guidelines often allows investors to finance more properties compared with more traditional lenders.
Easier qualifications
We help real estate investors qualify more easily for loans, since our underwriting guidelines count a full 90% of rental income. That's typically 15% more than most traditional lenders allow using standard Fannie Mae guidelines.
More home loan options
Countrywide's Full Spectrum Lending offers a wide range of loan programs. With our adjustable, fixed and combination rate loans, you can find a loan that meets your individual needs and lifestyle. Our Home Loan Consultants are experts who understand the needs of real estate investors, and can help you get the most out of your choice of financing.
For example, you might consider refinancing your primary home or borrowing against your home's equity to help pay for your next investment property. Countrywide Bank's Full Spectrum Lending Division offers a wide range of refinancing and home equity solutions, including cash-out refinancing, that can allow you to access your home's equity.
Whether you're buying your first property or are an experienced pro, we can help you get the financing you need. Call 1-800-909-8217 today to apply or for a no–cost, no-obligation loan consultation. Our experienced Loan Consultants can recommend the loan options best suited to help you purchase investment properties. With our wide range of home loans, including refinancing and second mortgages, we're confident of finding you a loan to meet your individual needs.
Worried about a low credit score preventing you from investing in real estate? Countrywide specializes in helping people with a wide range of credit scores get the loans they deserve. Even if your credit is less than perfect or you are self-employed, apply as we're eager to help you qualify for a home loan with us. To us, your future looks like a good investment!
Buying an investment property puts your money to work and could give you an impressive return over time. By getting the right loan from Countrywide, you could begin enjoying the financial rewards of owning real estate—and build wealth for your future.