Tell Us Your Loan Purpose And We’ll Help You Find The Right Loan
Are you looking for a home loan? Tell us the purpose for the loan and we’ll help you find the loan that may best fit your needs.
I want to:
- Lower My Rate
Learn about refinancing to lower the interest rate of a loan
- Lower My Payments
Learn about loans that can help qualified borrowers lower their monthly mortgage and bills
- Get Cash
Learn how borrower have used the available equity in their home to get extra cash -- for things they needed (new kitchen remodel, vacation getaway, college tuition and more)
- Consolidate My Debt
Learn how to combine bills into one convenient payment by consolidating debt
- Remodel My House
Learn about home equity loans designed to meet remodeling needs
- Improve My Credit
Learn about credit issues and what you can do to help improve your credit
- Buy A House
Learn about what’s involved in buying a house
Loan Purpose – Lower My Rate
In today’s real estate market, interest rates can constantly change. Do you find yourself with an interest rate that’s no longer attractive because of rate changes? Luckily, lower interest rates might be available through the process of refinancing.
If you’re looking to lower your rate, we may be able to help you find a loan to maximize your monthly payment savings and meet the needs of your specific situation. There are different types of refinance loans – fixed rate, adjustable rate and combination rate (also known as hybrid or fixed period adjustable rate mortgages) – and each loan has its advantages.
Find out more about home loans designed to lower your interest rate.
Loan Purpose – Lower My Payments
Whether you own or rent a home, are you trying to lower payments for your home or rental? Many homeowners have discovered that they were able to refinance their home loan or consolidate debt to actually lower their total monthly payments. Likewise, renters have been surprised to learn that sometimes purchasing a home may result in lower payments than renting.
Read more about loans to lower your payments:
Whether you need money for business purposes or a vacation, you may be able to get cash by tapping into the equity of your home.
Find out how you may be able to get cash by using your home’s available equity.
Looking to consolidate your debt? Debt consolidation can simplify your finances by combining higher interest credit cards payments into one convenient payment and potentially saving you money on monthly interest payments. In addition, it can also help lower your monthly payments and improve your credit.
Learn more about debt consolidation.
Loan Purpose – Remodel My House
If you’re thinking of remodeling your house, access to your available home equity may be just what you need to finance your dream kitchen, add a new bedroom or turn your bathroom into the spa you always wanted. The type of loan to select usually depends on the scope of the project.
Learn more about the home remodeling loan choices
Remodel My House:
A key factor that may impact borrowers’ credit score is the amount of debt they carry. High credit balances may negatively impact one’s credit score and borrowers may want to consider a debt consolidation loan to help improve their credit scores. A debt consolidation loan may allow qualified borrowers to combine credit card payments and other secured or unsecured loans into one convenient monthly payment.
Want to learn more about improving your credit?
If you’re looking to buy a house, Countrywide has a wide selection of loans. Whether you’re a first time buyer or a homeowner looking to buy a second home, we want to help you find the loan that’s right for you.
Want to learn more?