Repair Your "Bad Credit"

Bad credit is a concern to far more people than are willing to talk about it. In fact, it seems more companies than ever are working to improve the way they serve customers with less than perfect credit. But bad credit can be embarrassing, and unless you repair bad credit, it can reduce your chances of getting approval for future loans, whether it is for a home loan, a new car, credit cards, and much more. Less than perfect credit also costs you in terms of higher interest rates or lower loan amounts.

At Countrywide Bank’s Full Spectrum Lending Division, we realize that life isn't as predictable as we want it to be. We understand that things happen, and emergency expenses sometimes arise, that credit histories aren’t always perfect. That's why we take life into account when reviewing your home loan application. We want to get the whole story, and see the bigger picture. Our Home Loan Consultants love to say "yes.” In fact, many people who think they have bad credit, or who have sub-prime mortgages with other lenders, actually qualify for prime loans with Countrywide!

Less than perfect credit won't fix itself. At Countrywide, we're happy to help educate our prospective clients about rebuilding their credit and how they might qualify for a prime mortgage.

How Do You Go About Rebuilding Credit?

Countrywide Bank’s Full Spectrum Lending Division is here to provide helpful information and home loans solutions. Knowledge is power. The better you understand how your credit score is calculated and the steps you can take to improve you score, the better chance you have of being approved for a loan and achieving your financial goals. Our Rebuilding Credit Guide has information you need to get started improving your credit today!

Have questions? Dial 1-800-909-8217 to speak with an experienced Home Loan Consultant about your mortgage options and help recommend the best solutions for you.

Need to consolidate debt? Want to lower your monthly payments? Countrywide is eager to help—but we won't recommend a loan unless we're confident it will help you meet your needs and realize your dreams. We are committed to helping people get back on track to a brighter financial future with tools and information to begin repairing bad credit. We want to help you too.