Home Loan Process - Apply For A Home Loan

Depending on the loan you choose, you may start your application online, over the phone or in a local office—it’s your choice.

"How can I speed up the application process?"

No matter how you apply, the key to helping your loan close on time is by submitting a complete and accurate loan application, with all the required supporting paperwork attached. Use our Application Checklist to help.

Are You Ready To Apply For A Home Loan?

For most people, applying for a home loan is one of the biggest financial decisions they will make in their lives. It’s not something to be rushed through, because of the responsibilities and potential risks. Here’s some tips that can help you become thoroughly prepared.

• You will need to take inventory and locate documentation of your assets and financial obligations, as these play an important role in the home loan process. If you apply for a home loan without having all these documents in hand, it could significantly slow down the application process. It’s a good idea to double check all your paperwork before you hand it in.
• Be sure to find out exactly which documents need to be originals, and which you can submit as copies. If an original document is required, it will be up to you to make copies for your records. File these in a safe place, as you may need them again later.

To prevent delays or disappointments with your loan application, before applying for a home loan, it’s a good idea to request a copy of your credit report to check for any errors.

Once you’ve submitted your signed and dated application and the supporting financial documents, you will need to allow time for the process to run its course. Your Loan Consultant can tell you how long to expect each step to take, and ways you can help keep things moving along.

Call Us If You Have Any Questions!

Home loans can be quite complicated, especially if you are a first time home buyer and not familiar with all the terms and technicalities. Be sure to talk to one of Countrywide’s experienced Home Loan Consultants at 1-800-909-8217 if you have any questions about home loans. They’re standing by to take your call and help guide you through the process.