At Countrywide Bank’s Full Spectrum Lending Division, our philosophy is to treat people the way we'd treat our own friends and family. People are NOT credit scores. A home loan shouldn't be out of your reach. Whether you have good credit or less than perfect credit, Countrywide is here to help. Dreaming of owning your own home? Would you like a home equity loan to do home improvements? Are you hoping to refinance to lower your monthly mortgage payment and get cash to pay for your child's college education? Owning a home means you have countless financial possibilities.
How is Countrywide Different From Other Home Loan Lenders?
Countrywide isn't your average mortgage lender. We’re always eager to help consumers secure a home loan that’s right for them. Living in California and need a jumbo loan? Residing in New York and need to lower your monthly mortgage payment? As a direct lender, Countrywide has hundreds of possible loan solutions that might be right for you. We are often able to tailor a loan program to meet your specific needs – including paying off high-interest rate debt and getting cash.
Are You Worried About Having Bad Credit? Do bad credit problems have you worrying about the home loan process?
Bad credit is often an unfair label. It turns out that many people who think they have bad credit are actually just people with less than perfect credit; after all, is anyone really perfect? While other lenders may have told you that you're a credit risk, we welcome the chance to review your credit history and other information and determine whether you qualify for a prime home loan.
Our credit expertise allows us to help people who have been labeled as having "bad credit". In fact, many customer who had sub-prime loans with other lenders actually qualified for a prime loan with Countrywide.
Want to learn more?
Find out more about the home loan options offered by Countrywide.
See our Rebuilding Credit Guide for information on how to walk the path towards improving your credit history.
Considering consolidating debt? Many people can often improve their credit reputation and gain some peace of mind with a debt consolidation refinance loan. Learn how debt consolidation might help you achieve a brighter financial future.
If you're not certain which option is the best for you, or you want to speak to someone in person, call 1-800-909-8217 for a FREE, no obligation Loan Consultation. Our friendly home loan experts can answer all of your questions about the home loan process, and recommend the best available loan for your needs and history.
Equal Housing Lender. ©2008 Countrywide Bank, FSB, Full Spectrum Lending Division. Member FDIC. Trade/service marks are the property of Countrywide Financial Corporation, Countrywide Bank, FSB, or their respective affiliates and/or subsidiaries.